You and your teammates focus on providing financial planning for your clients. Mr. and Ms.
Martinez have heard from friends that you are great at helping families think through various
options so that they can develop a plan that will help them reach their goals and make smart
financial choices to help them get there.
When you first met with the Martinezes, you learned the facts set out below as well as on the
attached balance sheet and budget. Use this information to help the Martinez family improve their
financial condition and reach their financial goals. Further directions are provided at the end.