Debra decided that she must start cutting back on some expenses if she
could because she had just bought a new laptop computer. Her long distance
phone bill was one expense that sprang to mind. She was paying almost $30
a month to Horizon, her local phone company. That $30 covered her
residence line and various taxes, surcharges, funds, fees, and services. It also
covered her local phone calls—those to locations within 12 miles.