Managing your debt and keeping your credit score healthy is imperative for your post-grad plans. Be as conscientious about paying your bills on time as you are about turning in your assignments. Live by a budget, and not by peer pressure: if you haven’t planned for a given expense, don’t buy it. Work-study and other campus employment help to offset expenses and save, while offering valuable experience. And living off campus, cooking your own meals and buying used books are all simple ways to make your budget last.