Borrowers graduation. And the work in any location. Borrowers to identify, address and place of work. The amount of salary or wages earned the bank management and loan management note book. Within 30 days from the date of start working. And, in the case of moving or changing jobs or the workplace or change the salary or wages. Borrowers must notify the bank management and loan management note book. Within 30 days since the move, change, or change the salary or wage mentioned every time. Otherwise, this contract is considered wrong in essence. The lender has the right to terminate the contract and claim the loan according to this contract immediately. Borrowers does not have the right to take advantage of the time of payment under Article 2