In this period, the Dutch
non-profit or social housing sector shifted from a sector dominated by government
regulation and government support to a sector that, in financial terms, had to stand on
its own two feet. In the 1980s, capital market loans were introduced in the sector. In the
1990s, brick-and-mortar subsidies were largely abolished and retrospective
accountability, as opposed to asking consent beforehand, became the main principle
in the national supervision of the sector