The authors wish to thank the funder of the Saving for Education, Entrepreneurship, and Downpayment (SEED) initiative: Ford Foundation, Charles and Helen Schwab Foundation, Jim Casey Youth Opportunity Initiative, Citi Foundation, Ewing Marion Kauffman Foundation, Charles Stewart Mott Foundation, Richard and Rhoda Goldman Fund, MetLife Foundation, Evelyn and Walter Haas, Jr. Fund, Lumina Foundation for Education, Edwin Gould Foundation for Children, and W.K. Kellogg Foundation. We also thank CFED for implementing SEED with the host organizations, and express gratitude to the SEED staff and participants. Finally, we thank Michael Sherraden for thoughtful comments on prior drafts, and Julia Stevens and Eunlye Lee for editorial assistance.