Financial assistance program from the Bank of Thailand. Past short-term aid measures for SMEs were (a) subsidized and extended credits to alleviate impacts of Baht appreciation among small and medium firms, via commercial banks, finance companies, and SFIs. The program started in 2000 ; (b) Tax waiver for community enterprises and SMEs in 2008 as a part of economic stimulus programs ; (c) establishment of Center for Credit Access Problem Alleviation during 2009-2010. This center acts as an intermediary between commercial banks and borrowers, to help negotiate debt rescheduling, and credit needs among SMEs.