Social capital refers to the accumulation of people’s trust, confidence and shared relationships among each other in
both formal and informal settings. It has both an individual and a collective dimension. At the individual level, it refers to
the resources available to a person (in this case, an HDB resident), through his networks of relationships with informal
groups (e.g. family, relatives, friends, neighbours, colleagues) and formal institutions (e.g. community and government
agencies). The strength of a person’s social capital depends on the extent of his networks and the degree of trust,
confidence and reciprocity in the relationships which can facilitate or enable the pursuit of his objectives. At the
community level, social capital refers to the collective strength of individuals' social networks, along with the related
attributes, which facilitates the pursuit of collective or shared objectives