On behalf of our Board of Governors and the executive team, I would like to thank everyone for your tremendous efforts and dedication to our mission during 2015. Despite the challenges we faced during the year, you all remained positive and worked hard to ensure our continued success. I hope that you all will enjoy this time to celebrate the holidays and the New Year with family, friends and colleagues.
With best wishes for the end of 2015 and the start of 2016,