A customer had cash of RMB 200,000. He sought a representative's advice on the best way to make the most of this money, in particular whether to invest the money or use it to repay his mortgage. The representative was primarily concerned about meeting the sales target for a new investment product that the financial institution was promoting. The representative convinced the customer to purchase the new product without considering whether the potential return from the investment outweighs the mortgage interest on the housing loan. Subsequently, the customer found out that the return from his investment in the product was not sufficient to cover the mortgage interest on his housing loan.
Was the representative dealing fairly with the customer?