The quantitative data was analysed using the IBM SPSS software version 17. The data were recoded into the form that made it possible for further examination using Regression analysis. This was done for both groups namely, 1) Experiment (defined as those who had accessed credit) and 2) Control (also defined as those who had no credit). The technique allowed the researchers to calculate the impact of the credit on farmers’ production levels. The farmers’ perception regarding the impact of microfinance on production was assessed by drawing inferences from the responses given through the questionnaire administration. Farmers were also asked to identify other factors that influenced production.