living at home differs from living far away in that it helps students avoid financial problems. Living at home, students have the telephone bills, electricity bills and other daily expenses paid by their parents. Also living at home with parents makes bills appear as some fictional scary story. The most a students usually pays for is a car to drive, and a few other luxuries. The parents pay for the water left dripping, the gas burnt by the stove, and the power consumed by the light left on. Students living at home will never even notice any of these expenses. In contrast students living far from home have to pay all those things on their own with a monthly amount of money. Unlike students who receive parents’ instruction, students who do not live with their family often lack financial managing skills. As a result, they often spend money on unnecessary items and cope with running out of money.