Risktransfer,includinginsurance,isw

Risktransfer,includinginsurance,iswidelyrecognizedasatoolforincreasingfinancial
resilience tosevereweathereventssuchasfloods.Theapplicationofthismechanism
varieswidelyacrosscountries,witharangeofdifferenttypesandschemesinoperation.
Whilemostoftheanalyticalfocushassofarbeenonthosemarketsthathavealong
tradition ofinsurance,thereisstillacleargapinourunderstandingofhowthis
mechanismworksinadevelopingcountrycontext.Thispaperassesses27insurance
schemesthattransfertheriskofeconomiclossesarisingfromfloodsinlow—and middle
incomecountries,focusingonthelinkagesbetweenfinancialrisktransferandrisk
reduction. Thisaspectisimportanttoavoidtheeffectofmoralhazardandhasgained
particularrelevanceinthecontextoftheclimatechangeadaptationdiscourse,where
some scholarsandpractitionersviewinsuranceasapotentialtoolnotjustforcurrent
risks,butalsotoaddressprojectedfutureimpactsofachangingclimatebyincentivizing
risk reduction.Wethereforelookbeyondthepurefinancialrisktransfernatureofthose
27insuranceschemesandinvestigateanypreventionandriskreductionelements.Our
analysissuggeststhatthepotentialforutilizingrisktransferforriskreductionisfarfrom
exhausted,withonlyveryfewschemesshowinganoperationallinkbetweenrisktransfer
and riskreduction,whiletheeffectivenessandimplementationonthegroundremains
unclear.Thedearthoflinkagesbetweenriskreductionandinsuranceisamissed
opportunityintheeffortstoaddressrisingrisklevels,particularlyinthecontextof
climate change.Risingrisklevelsposeathreattotheinsurabilityoffloods,andinsurance
withoutriskreductionelementscouldleadtomoralhazard.Thereforeacloserlinkage
betweenrisktransferandriskreductioncouldmakethisamoresustainableand
robust tool.

ผลลัพธ์ (ไทย) 1:

Risktransfer, includinginsurance, iswidelyrecognizedasatoolforincreasingfinancialtosevereweathereventssuchasfloods ความยืดหยุ่น Theapplicationofthismechanismvarieswidelyacrosscountries, witharangeofdifferenttypesandschemesinoperationWhilemostoftheanalyticalfocushassofarbeenonthosemarketsthathavealongประเพณี ofinsurance, thereisstillacleargapinourunderstandingofhowthismechanismworksinadevelopingcountrycontext Thispaperassesses27insuranceschemesthattransfertheriskofeconomiclossesarisingfromfloodsinlow — และกลางincomecountries, focusingonthelinkagesbetweenfinancialrisktransferandriskลด Thisaspectisimportanttoavoidtheeffectofmoralhazardandhasgainedparticularrelevanceinthecontextoftheclimatechangeadaptationdiscourse ที่บาง scholarsandpractitionersviewinsuranceasapotentialtoolnotjustforcurrentความเสี่ยง butalsotoaddressprojectedfutureimpactsofachangingclimatebyincentivizingลดความเสี่ยง Wethereforelookbeyondthepurefinancialrisktransfernatureofthose27insuranceschemesandinvestigateanypreventionandriskreductionelements ของเราanalysissuggeststhatthepotentialforutilizingrisktransferforriskreductionisfarfromเหนื่อย withonlyveryfewschemesshowinganoperationallinkbetweenrisktransferและ riskreduction, whiletheeffectivenessandimplementationonthegroundremainsชัดเจน Thedearthoflinkagesbetweenriskreductionandinsuranceisamissedopportunityintheeffortstoaddressrisingrisklevels, particularlyinthecontextofการเปลี่ยนแปลงสภาพภูมิอากาศ Risingrisklevelsposeathreattotheinsurabilityoffloods, andinsurancewithoutriskreductionelementscouldleadtomoralhazard Thereforeacloserlinkagebetweenrisktransferandriskreductioncouldmakethisamoresustainableandเครื่องมือที่มีประสิทธิภาพ

ผลลัพธ์ (ไทย) 2:

Risktransfer, includinginsurance, iswidelyrecognizedasatoolforincreasingfinancial
ความยืดหยุ่น กลางincomecountries, focusingonthelinkagesbetweenfinancialrisktransferandrisk ลดลง เครื่องมือ

ผลลัพธ์ (ไทย) 3:

risktransfer includinginsurance iswidelyrecognizedasatoolforincreasingfinancial
, , ความยืดหยุ่น tosevereweathereventssuchasfloods . theapplicationofthismechanism varieswidelyacrosscountries witharangeofdifferenttypesandschemesinoperation
, .
whilemostoftheanalyticalfocushassofarbeenonthosemarketsthathavealong ประเพณี ofinsurance thereisstillacleargapinourunderstandingofhowthis

,mechanismworksinadevelopingcountrycontext . schemesthattransfertheriskofeconomiclossesarisingfromfloodsinlow thispaperassesses27insurance


focusingonthelinkagesbetweenfinancialrisktransferandrisk incomecountries และกลาง , การลด thisaspectisimportanttoavoidtheeffectofmoralhazardandhasgained particularrelevanceinthecontextoftheclimatechangeadaptationdiscourse ที่ไหน

,บาง scholarsandpractitionersviewinsuranceasapotentialtoolnotjustforcurrent butalsotoaddressprojectedfutureimpactsofachangingclimatebyincentivizing

ความเสี่ยง การลดความเสี่ยง wethereforelookbeyondthepurefinancialrisktransfernatureofthose
27insuranceschemesandinvestigateanypreventionandriskreductionelements . analysissuggeststhatthepotentialforutilizingrisktransferforriskreductionisfarfrom ของเรา

เหนื่อยและ whiletheeffectivenessandimplementationonthegroundremains riskreduction withonlyveryfewschemesshowinganoperationallinkbetweenrisktransfer
,
ไม่ชัดเจน thedearthoflinkagesbetweenriskreductionandinsuranceisamissed
opportunityintheeffortstoaddressrisingrisklevels เปลี่ยนบรรยากาศ particularlyinthecontextof risingrisklevelsposeathreattotheinsurabilityoffloods andinsurance
,
withoutriskreductionelementscouldleadtomoralhazard . thereforeacloserlinkage

betweenrisktransferandriskreductioncouldmakethisamoresustainableand ประสิทธิภาพเครื่องมือ