Casey Consumer runs a small restaurant. She lives in her apartment above the restaurant. Last month, Carey went to the local appliance store to buy an oven for her business. Casey agreed to pay $150 a month for one year to pay for the oven. On the way home, she stopped in a local electronic store and bought a new TV for her bedroom that cost exactly the same thing as the oven. She agreed to pay $150 a month for one year for the TV.
Casey is very satisfied with both the oven and the TV, but unfortunately, business is not good and she cannot make the payments. The stores have asked her to pay, and now the matter has been turned over to debt collectors. RGM Company is collecting the debt for the oven, and GBH Company is collecting the TV debt.
RGM wrote a letter to Casey, telling her that unless she pays within 30 days, they will send the sheriff to put her in jail. They also called her father and told him his daughter was a deadbeat. GBH has used similar tactics. GBH wrote a letter to Casey telling her that she will lose her house if she doesn’t promptly pay, and they called her mother and told her that she was a bad mother because her daughter didn’t pay her bills. Both collectors call at all hours of day and night and let the phone ring if she doesn’t answer.
Casey is very upset by all of this. She had to close her restaurant for several days, and can’t sleep or eat. When she called the debt collectors to work something out, they both yelled at her, called her names, and told her that all they would accept is payment in full and if she didn’t pay soon she would lose everything she owns. After hearing this, Casey fainted and was brought to the hospital. They psychiatrist kept Casey in the hospital for two days.
You work for a law firm that Casey contacted. The firm has asked you whether Casey has any claims against either RGM or GBH, and what damages she might be able to recover if she won a lawsuit. Discuss what law applies, what claims Casey may have, and what damages she could recover if she prevails.
Casey Consumer runs a small restaurant. She lives in her apartment above the restaurant. Last month, Carey went to the local appliance store to buy an oven for her business. Casey agreed to pay $150 a month for one year to pay for the oven. On the way home, she stopped in a local electronic store and bought a new TV for her bedroom that cost exactly the same thing as the oven. She agreed to pay $150 a month for one year for the TV. Casey is very satisfied with both the oven and the TV, but unfortunately, business is not good and she cannot make the payments. The stores have asked her to pay, and now the matter has been turned over to debt collectors. RGM Company is collecting the debt for the oven, and GBH Company is collecting the TV debt. RGM wrote a letter to Casey, telling her that unless she pays within 30 days, they will send the sheriff to put her in jail. They also called her father and told him his daughter was a deadbeat. GBH has used similar tactics. GBH wrote a letter to Casey telling her that she will lose her house if she doesn’t promptly pay, and they called her mother and told her that she was a bad mother because her daughter didn’t pay her bills. Both collectors call at all hours of day and night and let the phone ring if she doesn’t answer. เคซี่ย์จะอืดมาก โดยทั้งหมดนี้ เธอได้ปิดร้านของเธอหลายวัน และไม่สามารถนอนหลับ หรือกิน เมื่อเธอเรียกว่าสะสมหนี้ทำงานอะไรออกมา พวกเขาทั้ง yelled ที่เธอ เรียกชื่อของเธอ และบอกเธอว่า ทั้งหมดที่พวกเขาจะยอมรับจะชำระเงินเต็มจำนวน และถ้าเธอไม่จ่าย เร็ว ๆ นี้เธอจะสูญเสียทุกสิ่งทุกอย่างที่เธอเป็นเจ้าของ หลังจากได้ยิน เคซี่ย์เป็น และถูกนำตัวไปโรงพยาบาล ที่โรงเก็บเคซี่ย์ในโรงพยาบาลสองวัน คุณทำงานในบริษัทกฎหมายที่ติดต่อเคซี่ย์ บริษัทได้ขอคุณว่า เคซี่ย์ได้เรียกร้องใด ๆ กับ RGM หรือ GBH และความเสียหายใดเธออาจสามารถกู้คืนถ้าเธอชนะคดี หารือเกี่ยวกับใช้กฎหมายใด อะไรอ้างเคซี่ย์อาจ และความเสียหายใดเธอฟื้นถ้าเธอแสดง
การแปล กรุณารอสักครู่..
