The Applicant consents to the transfer and disclosure by the Bank of any information relating to the Applicant to and between the branches, subsidiaries, representative offices,
affiliates and agents of the Bank and third parties selected by any of them, wherever situated, for confidential use (including in connection with the provision of any Service and
for data processing, statistical and risk analysis purposes). The Bank and any branch, subsidiary, representative office, affiliate, agent or third party may transfer and disclose any
such information as required by any law, court, regulator or legal process. “The Bank” shall mean Citibank N.A. or Citibank Singapore Limited.