4 with regard to multilateral development banks, the ADB, for example, offers:1 sovereign and non-sovereign loans at near market terms to better off borrowing member countries from its ordinary capital resources (OCR), recently augmented by the fifth general capital increase: 2 sovereign loans at concessional rates and terms and grants to poorer member countries from its Asian development fund (ADF) : and 3 technical assistance, mostly in grant form, to help identify, prepare and implement projects and foster regional economic integration. The world bank offers a variety of funding, including international development assistance (IDA) and international bank for reconstruction and development (IBRD) loans. The international finance corporation (IFC) offers support for the private sector.