Dear Khun Aroonsri,
1. This marine cargo insurance condition is Institute Cargo Clauses "A" which covers any loss of/or damage to subject matter insured during shipment or transportation. should be understood in the context of the "A" clause to cover "fortuitous loss", but not "loss that occurs inevitably. Please see the condition as attached for more information.
2. It is a duty of the Consignee or Representative to mitigate the loss and secure the salvageable cargo safe, do not destroy or sell them without THE INSURANCE COMPANY’s written approval.
In case of any loss or damage to the cargo, it is a duty of the Consignee to take the claims procedures by contact the Agent to do survey which contact details are listed at the bottom of Marine cargo policy schedule.