Pay Yourself First
One way to get into the habit of saving money is to “pay yourself first.” That means putting
money in your savings account before you spend it on other things. It doesn’t matter how much
you start putting into the saving plan, pretty soon, even saving $10 a month will add up. Try
these tips:
• Include savings as part of your budget.
• Have your employer or bank automatically deduct money from your paycheck and
deposit it into your savings.
• Put your tax refund, raise, bonus, or gift into a savings account instead of spending it.