fortunate enough to speak last year at the Preventing Air craft Damage (PAD) conference in Dublin, about the contribu- tion aviation insurance makes towards the huge costs incurred by the aviation industry in respect of damage to aircraft on the ground. In this I hope to expand more on this subject to clear up the misconcep- tion that the aviation insurance mar ket picks up the bill. Nothing could be further from the truth. Firstly, I think would be help ful understand how big a problem ground damage to aircraft actually is. ground damage can be Of course anything from 'hangar rash' dam age caused to an aircraft while it towed out of the hangar to colli sions between aircraft or even engine run-ups, leading to the aircraft being