Provident fund: Employees up to age 60 who are citizens or permanent residents of Brunei, including government civil servants who began service on or after January 1, 1993. (Civil servants who began service before January 1, 1993, are covered by the government pension scheme.)
Voluntary coverage for persons aged 60 or older and self-employed persons.
Exclusions: Foreign workers.
Special systems for armed forces personnel, police force personnel, and prison wardens.
Supplementary pension: Public- and private-sector employees aged 18 to 59 who are citizens or permanent residents of Brunei.
Voluntary coverage for self-employed persons.
Exclusions: Employees covered under the public service pension scheme.
Universal old-age and disability pension: All residents of Brunei.