The benefit packages across the three health insurance programs are more or less the same,
with some exceptions. For example, all three programs cover all drugs in the national essential
drugs list, but the CSMBS also covers nonessential drugs that doctors deem necessary. It also
covers some other some high-cost care treatment not covered by the other two programs. In
summary the UCS and the SHI have more or less the same benefit packages, but the CSMBS
offers a bit more.