I think we are missing the point here. We should be looking at control of company accounts rather than cost. At present, a lot of money are held at employee's account for operational needs. This cannot be a Long term solution for company. Our staff also highlight their fear at holding these money and the responsibility involve. So we should take the right step and ensure that money are properly accounted for in the right way, that is at the hands of company Accountants and management. Thank you.