Missing Funds
Something was amiss. His account was $46,570 short. Immediately he contacted his bank with the discrepancy, and after a long conversation they began the process of recovering the stolen money.
The process involved getting a hold of each bank that received the stolen funds. (In this case, the money was split between nine thieves, so nine banks had to be contacted.) While Joe’s bank was quick to help out, the other banks weren’t as helpful.