Our aggregate liability to you , and your aggregate liability to us, for loss ,damage, or costs under or in relation to the agreement in any calendar year shall not exceed the total service fees payable in respect of that calendar year. This limit on liability does not apply to
(a) our liability to you for negligence causing death or personal injury
(b) our liability under clause 7.1
(c)your liability under clause 3.1 ,3.5 and 7.4 and
(d)liability of either of us for fraud, fraudulent misrepresentation or deceit
For which liability shall be unlimited.