After I've phoned to K. Nok about the reject cases that she complains to SKL and explain what I've seen from CA report (please find attached the excel) that almost reject case show the reason of inadequate revenue. I've told her that our checkers need to support AD as they can do better, but at the risk level of the firm's policy. She seems to understand checkers reasons and only asks for help if checkers views different from CA or if we can increase down payment instead of rejecting.