1. Do you intend to leave some heritage for your children or your grandchildren?
2. How much do you plan to set aside for them (each)? 5mil, 10mil, 20mil…
3. How would you plan to do it? Put money in the bank’s fixed deposit? Prepare a will with lawyer & cumbersome legal process? Safekeeping of the Will [you need lawyer and 2 witnesses!]. Challenging and Fighting among the children & grandchildren?
4. … then you can follow with your script
5. Simple [simpler than preparing a will and no legal contest.]
6. Cheaper [only set aside half]
7. use the rest of money to travel or buy a Rolex for them.