Consult ka: About the dead cosigner, as I was told by Chula legal consultant years ago that "contract with a cosigner ended after the death of that cosigner. However, after my death, all existing cosigners take care the debt".
It makes sense, the family of the passed cosigner did not sign contract, so they are not responsible for the debt. Therefore, after อาบุญโพธ์, his family is NOT legallty responsble for my debt because they did not sign contract. Othe lawyers can confirm this.