America's 78 million credit cardholders carried an average balance of $7,564 lats year. The cost in interest and fees amounted to more than $1,000 for the typical budget. If you just said, "Budget-what budget?," you know wath I mean. Truth is, most of us on spending sprees form time to time.
But, when poewr shopping creates the illusion of success, even as debts spiral out of control, it has become a weakness. Some obious signs that spending is out of control include making minimum payments on your credit cards, late fees bounced checks, lack of budget and loss of sleep over money worries