Good morning. It is my pleasure and honor to be here. Since its inauguration in Bangkok in 2005, the Asian Financial Services Congress has evolved to become one of the region’s largest annual gatherings for the industry, where participants learn the latest industry trends, share ideas and exchange opinions, as well as to network with others. As a returning participant myself, I can assure you the benefits you will get from attending this event and personally also look forward to getting the most out of my two days here.