To indemnify the Insured against liability arising liability arising from accidents occurring during any period of Indemnity within the Insured Premises as follows.
(a) all sums which the Insured shall become legally liable to pay for compensation in respect of :-
(i) bodily injury to or illness or disease of any person
(ii) loss of or damage to property
(b) all costs and expenses of litigation recovered by any claimant against the Insured
(c) all costs and expenses of litigation incurred with the written consent of the Insurer
in respect of a claim against the Insured for compensation to which the Indemnity expressed in this Policy applies