David: Honey, that's really an expensive property.
Linda: But we can't afford it?
David: We can just afford to buy it. But, after that we won't be left with any savings or investments.
Linda: But we can save more, right? I suppose we should wait until we have more cash to put into a house.
David: Not always and what if I suddenly lose my job? In this economy, one never knows.
Linda: I get your point! And values, property always go up!