4. Note that unverified paypal / payza:
If you have only unverified paypal / payza and want to invest here, then you must upgrade account so that you can be paid via unverified paypal / payza. This means you can not use unverified paypal / payza to work on membership "HB 120". So if you do not upgrade account, please do not use unverified paypal / payza invest here. All investments are non-refundable.