Article 13-2 (1) In the case where a Money Lender intends to conclude a Contract for a Loan, when he/she then finds that the Contract for the Loan is an Excessive Loan Contract for an Individual Customer or another Contract for a Loan that exceeds the repayment capacity of a Customer, etc. as a result of an investigation carried out under paragraph (1) of the preceding Article, he/she shall not conclude a Contract for said Loan.