This is for your information. As per discussion, I think if we are proposing this Dengue products sold through online channel ( Website as example), we might be able to reduce the office premium due to cost savings ( no commission pay to the broker).
Anyway we have to know a rough estimated expenses which is supposed to incur during the project.
Would you mind to discuss with distribution channel? and Let me know naka.
As below office premiums are based on to offer via broker with have commission scheme. If we can sell without any intermediated people, we can save some costs regarding the compensation.