International Journal of Data Mining & Knowledge Management Process (IJDKP) Vol.5, No.2, March 2015
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merge these into a single database. We have analyzed borrower’s transactional data. We focused
on predicting prospective business sectors to disburse loan in retailing commercial bank.
3. PROPOSED SYSTEM
The proposed system is shown in “Figure 1”. Customer transactional related data are taken from
database and data mining pre-processing techniques are applied to these data. After some
statistical analyzing, a pre-defined hierarchical class (target value or voluntary attributes) are
assigned on per account data. These data are then fit into a classification method. A decision tree
classification method is developed to extract rules to predict prospective sectors.