(1) When Party A makes a refund request to Party B, Party B shall debit directly an amount of refund from the funds not settled with Party A in order to effect the refund. In the event that the amount of funds not settled with Party A is insufficient to effect the refund, Party A shall make the refund request to Party B again until the amount of funds not settled is sufficient. Any dispute arising from the failure to promptly refund and the corresponding liabilities shall be borne solely by Party A.