The Working Credit scheme helps customers under Age Pension age who are not students keep more of their Centrelink payment when they get some work.
If you are part of the Working Credit initiative, when your total income (including income from paid work and investments) is less than $48 a fortnight, you will automatically accrue Working Credits.
When you do have employment income the credits are used to increase the amount you can earn before your Centrelink payment starts to reduce.