Break Costs (applicable for alternative 2) mean the payments on early
termination of the lending contract. The borrower will pay to the lender the
excess, if a positive number, of (A) the sum of the interest to be received by
lender (determined by the lender) in respect of the unpaid interest amounts
owing to the lender over (B) the sum of the interest to be received by lender
(determined by the lender) by investing the notional amount of the prepaid
loan in the government bond with a similar remaining durations). The
remaining tenor will be determined in terms of year(s), from the date of
early termination or prepayment of loan to the maturity date of loan. The
yield of the government bond will be interpolated from the closing yields of
Thai Government Bonds announced by Thai Bond Market Association (Thai
BMA) on Reuter page “0#THTBMABMK=” or Bloomberg on page “TBMA
02” or any reliable sources of Thai Bond Market. If it is a negative number,
no break cost applied