#1. Take charge of your life—and your money
#2. Know the ground rules
#3. Get organized
#4. Protect your personal information
#5. Find the best deal for your checking account
#6. Don’t bounce checks
#7. Understand your financial aid
#8. Keep looking for financial aid
#9. Watch out for scholarship scams
#10. Use loans as a last resort
#11. Understand your student loan obligation
#12. Submit a new FAFSA every year
#13. Talk to a financial aid officer if your situation changes
#14. Make school your first job
#15. Look for a job on campus
#16. Turn a hobby or a skill into a money-making endeavor
#17. Take time now to prepare for your career
#18. Choose the meal plan that works for you
#19. Save on snacks
#20. Use the dorm or campus computers instead of buying your own
#21. Talk to your roommates about money issues
#22. Compare the cost of an apartment with the cost of a dorm room
#23. Pay the rent on time
#24. Set ground rules regarding money
#25. Resist peer pressure
#26. Separate needs from wants
#27. Take advantage of student discounts
#28. Don’t let car expenses drive you crazy
#29. Keep track of your student account
#30. Plug everyday spending leaks
#31. Create a budget and stick to it
#32. Build good credit
#33. Avoid credit-card pushers
#34. Take control of your credit card
#35. Get help if you get into debt trouble
#36. Get into the savings habit
#37. Learn the power of compounding
#38. Pay yourself first
#39. Learn about your options for saving and investing money
#40. Net worth is not the same as self-worth