Following our discussion regarding adjustment of sum insured of Stock, we would advise that the first step is to inform Allianz CP Insurance. As you know, the adjustment should be made at end of policy period i.e. January 1, 2016. So please provide actual value of stock of 2015 to Aon in January 2016 so we can discuss with Allianz.
If MAHLE Japan have ever received refund premium, the same principles should be applied to MAHLE Thailand.
We hope the above clarify your concern and look forward to receiving the actual value of Stock from you in early 2016. Please do not hesitate to contact us if you have any further questions or require any assistance.