Elizabeth admonishes him, and a heated discussion follows; she charges him with destroying the happiness of both her sister and Bingley, with treating Mr Wickham disgracefully and with having conducted himself towards her in an arrogant, ungentleman-like manner. Mr Darcy, shocked, ultimately responds with a letter giving a good account of his actions: Wickham had exchanged his legacies for a cash payment, only to return after frittering away the money to reclaim the forfeited inheritance; Wickham then attempted to elope with Darcy's young sister, Georgiana, which would have secured her fortune for himself. Regarding Jane and Bingley, Darcy claims he had observed no reciprocal interest in Jane for Bingley and had assumed that she was not in love with him.