One option that has garnered increasing support in developing countries is voluntary community-based health insurance (VCHI). It provides insurance coverage for those who are unable to benefit immediately from either a social or private health insurance plan. It is a variant of private health insurance that is community-run, but the contributions are not risk-related. However, there is a lack of research concerning VCHI in upper-middle income countries such as Malaysia, particularly concerning the public's perception of the benefits of the plan.