We all have them.
You know, those bad spending habits that break your budget on a monthly basis.
It could be that you like to shop for shoes.
Maybe you always have to have the most up-to-date electronic gadget.
Whatever it is, you probably already know it’s a problem.
If you’ve created your income statement, you’re probably finally getting to see the dollar figures associated with your overspending.
Just know that what some people might see as overspending, could be right in line for you and your budget.
I guess what I’m trying to say is, there’s no need to follow guidelines.
For example, if you consistently cut back on other spending so that you can dine out four times a week, more power to you.
You’ve identified what’s important to you and made it happen by being frugal in other areas.
If your budget is still functioning properly and you’re meeting all of your goals, overspending in that category isn’t a problem for you. Don’t let anyone tell you it is.
But what if that isn’t the case?