This study takes into consideration a wide range of factors that can impact healthcare coverage disparity, drawing primarily from the existing literature. Consistent with previous results, the classification model constructed in this study also found income, employment, education, marital status and location to be among the most significant variables. Even then, the study contributes by taking all the variables found significant in past studies, in the context of a larger set of variables. Thus it illustrates that some variables have the highest discriminating power, even if many other variables are taken into consideration.