With the exception of any e-Cover system integrated into the Company’s information system therefore allowing real time issuance of insurance policies, the Non-life Insurance Agent is merely authorized to solicit any persons to enter into insurance contracts with the Company. The Non-life Insurance Agent agrees not to enter into negotiations, contracts and/or any agreements on behalf of the Company, except with the written and express authorization of the Company. If the Non-life Insurance Agent does so, the Company will not be bound by any contracts or agreements made by the Non-life Insurance Agent and it shall be the responsibility of the Non-life Insurance Agent to comply therewith. In any event, the Non-life Insurance Agent shall be liable to indemnify and hold the Company harmless against all claims, actions, proceedings, damage, costs, expenses and any other loss of whatsoever nature (including costs on a solicitor-client basis) made against the Company and/or suffered by the Company arising from such misconduct.