The financial
and psychological effects of these boom-and-bust cycles have contributed to significant job dissatisfaction among
skilled employees that many experts think will have a lasting effect on attitudes about the role of work and its value in
employees‘ lives. Workers‘ discontents derive from a decline in lifetime employment prospects, diminishing
advancement opportunities, stagnant or lower buying power, erosion of job benefits such as medical insurance and
retirement funds, and the constant changes and dislocations that have shaken many industries and the global
economy as a whole.