Sarah Bergan bought a new home for $250,000.The home inspector found twenty small problems with the new home. He found the problems with a front door of the house.An inspector gave an estimate for fixing it.The Bergan family was looking for the new home for three months.An American dream of owning the home is still possible.Sarah Bergan needed to get a mortgage from the bank. The bank was offering an interest rate of 7%. For Sarah, an application process took only three weeks, but it can take longer to get the mortgage approved.