- Fast loan application approval and withdrawal in 5 minutes if you need cash
- Benefit from great rates Opens in a new Window. - the more you borrow, the lower the interest rate
- Proof of income not needed if you’ve had a payroll account with HSBC for a month
- Borrow up to HKD1,500,000 or 12 times your monthly salary, whichever is lower
- Redraw the amount you've repaid again in future without needing to reapply2
- If your income is irregular (for example because you work part-time, on commission or on a profit-sharing basis) you can apply with 3 months' proof of income