A third approach to the culture of poverty is to try to work within the culture to redefine culturally appropriate strategies to improve the group’s well being. For example, community developers can enhance and build upon cultural values with the subcultures of the poor which can become assets for economic development. Local crafts cooperatives are examples, as are programs that tap the traditions of small business and entrepreneurship found in subcultures as different as urban gangs and middle class single mothers. Institutions by which ethnic groups or clans assist each other in creating and financing businesses are well documented in the literature. While programs promising micro-enterprise as a path from poverty are often oversold (Goldstein, 2001), the mystique of Gramin Bank type programs as a road out of poverty offer culturally compatible strategies that build on a groups strengths