The next study hypothesized that IT capability has a positive moderating effect on the CRM implementation – customer satisfaction link. (H2a). For cross-selling, IT capability is marginally supporting contact rate management (γ= 0.412, p< 0.05) and recovery management (γ= 0.365, p< 0.05). This means that the interaction between contact rate management and IT capability (γ= 0.412, p< 0.05) is positively associated with cross-selling. Additionally, the interaction between recovery management and IT capability (γ= 0.365, p< 0.05) is also positively associated with cross-selling. Finally for willing-to-pay, the moderating effect of IT capability was not significant in any CRM sub-constructs. To sum up, H2a is accepted.